Let’s be honest. With all the family and work commitments most of us have, who wants to even THINK about retirement planning? And how in the world do you find the money to invest after you’ve paid all your expenses at the end of the month? We all know that retirement planning is something we need to do. But there’s GOT to be a better way – an easier way. Well, if you’re an unclassified, contract or other non-permanent employee in the Ontario Public Service, or affiliated agencies like the LCBO – there is, thanks to the OPSEU Pension Trust – also known as OPTrust. The OPSEU Pension Plan is a simple and easy way to invest. Your pension contributions are automatically deducted from your paycheque, you’re always guaranteed to pay yourself first. And your employer matches your contributions. You see with an RRSP – you’re the sole contributor. With a pension from OPTrust, your employer matches your contributions and you receive a lifetime pension based on a formula that takes into account your your salary and the number of years you’ve been with the Plan. An RRSP is also subject to market volatility that could cost you your hard earned savings when you need it most. A pension from OPTrust is always safe and secure, because the Fund absorbs investment losses, not you. With personal investments – you’re responsible for your own investment strategy. When you save through an OPTrust pension, you get to rely on professional investors. And, once you start to collect your pension from OPTrust, you’ll get peace-of-mind, knowing you’ll be paid for as long as you live – with cost of living increases to boot. Think about how much that’s worth. A pension from OPTrust has other
benefits too. If you change jobs you can take your pension with you. You might qualify for early retirement. You may get insured benefits in retirement. And, your pension provides for your survivors when you die. Think about it. OPTrust is one of the largest pension funds in Canada. They manage over 13 Billion dollars in investments, and administer the OPSEU Pension Plan for close to 83,000 members and pensioners, so you know you’re in good hands. Hey, the sooner you join, the larger your pension will be and the closer you’ll be to financial security. So check it out today. To confirm your eligibility, or to find out more, contact OPTrust at 416-681-6100 in Toronto 1-800-637-0024 toll-free or visit our website at www.optrust.com.